Password Managers Compared on What They Actually Cost (2026)

If you are searching for "1Password alternative pricing" or the real "password manager family plan cost", the headline monthly price is the least useful number on the page. This guide compares 1Password, NordPass, Dashlane and Bitwarden on the figures that decide value: the per-person cost of a family plan, what the price becomes at renewal, where the free plans stop working, and how small-team pricing steps up as you add people.

Last updated: November 2026 · Prices in USD, checked against vendor pricing pages in November 2026 ("Prices checked November 2026") · How we compare: this guide is based on publicly available vendor information, not hands-on testing. Every figure below comes from the vendors' published pricing and specifications, and the multi-year totals are arithmetic on those published prices, shown so you can re-check them.

Affiliate Disclosure: Some links on this page are affiliate links. If you sign up through them, we may earn a commission from the vendor at no extra cost to you. This is how the site is funded. Two things worth knowing on a topic like this: our order and our "best for" labels are decided by the published prices and specs, never by commission amounts — and the Bitwarden links on this page are plain links to the vendor, for which we receive nothing. Every price and feature below is taken from the vendors' own public pages.

Quick picks by use case

Best for households of five

1Password

Families $5.99/mo

Billed annually ($71.88/year) for up to 5 members. New direct customers pay $4.49/mo in year one. No free plan — 14-day trial.

  • Private vault per member plus unlimited shared vaults
  • Only family plan here that lets you add members beyond the cap ($1/person/mo)
  • Family organizer can help recover a locked-out member's account
Visit 1Password
Best for a low entry price

NordPass

Premium $1.99/mo

First-year price on the 1-year plan ($23.88). The standard rate is $2.99/mo ($35.88/year) — budget for that at renewal.

  • Family covers 6 people from $3.69/mo in year one
  • Breach scanner, password health and email masking on paid plans
  • Free plan exists, but only one active device at a time
Visit NordPass
Best for big households

Dashlane

Friends & Family $7.49/mo

Billed annually ($89.88/year) for up to 10 members — the widest family cap of the four. No free plan since September 2025.

  • At all 10 seats used, $8.99 per person per year
  • Premium bundles a VPN (Hotspot Shield) and dark web monitoring
  • On the family plan, the VPN covers the plan manager only
Visit Dashlane
Best free plan & open source

Bitwarden

Free · Premium $1.65/mo

Free plan is permanent with unlimited passwords on unlimited devices. Premium is $19.80/year; Families (6 people) is $47.88/year.

  • Only open-source option here — clients and server code are public
  • Free sharing is limited to one other person
  • Self-hosting available, which none of the other three offer
Visit Bitwarden

Side-by-side comparison

1PasswordNordPassDashlaneBitwarden
Best forHouseholds of up to 5 who share a lotIndividuals and families who want the lowest first-year billHouseholds of 6–10, and anyone who values a bundled VPNAnyone who wants a real free plan, open source, or self-hosting
Free optionNone — 14-day trial onlyYes — unlimited passwords, but one active device session at a time; no health or breach toolsNone — the free plan was discontinued in September 2025; trial onlyYes — unlimited passwords and devices; sharing limited to one other person
Individual paid plan$3.99/mo billed annually ($2.99/mo in year one for new direct customers); $4.99/mo monthlyPremium $1.99/mo in year one on the 1-year plan; standard rate $2.99/moPremium $4.99/mo billed annually ($59.88/year); annual billing onlyPremium $1.65/mo billed annually ($19.80/year); annual billing only
Family planFamilies: up to 5, $5.99/mo billed annually ($71.88/year); $4.49/mo in year oneFamily: up to 6, $3.69/mo in year one; standard rate $5.99/mo ($71.88/year)Friends & Family: up to 10, $7.49/mo billed annually ($89.88/year)Families: up to 6, $3.99/mo billed annually ($47.88/year)
Family cost per person (all seats used, standard rates)$14.38 / person / year$11.98 / person / year ($7.38 in year one)$8.99 / person / year$7.98 / person / year
Adding people beyond the family capYes — extra members at $1/person/moNo — the 6-person cap is fixedNo — but the cap is 10No — the 6-person cap is fixed
Small-team entryTeams Starter Pack: $24.95/mo flat for up to 10 people, billed annuallyTeams: 10-user pack at $1.99/user/mo (1-year plan); Business from $3.99/user/mo, 5-seat minimumOmnix Password Management: $8/user/mo billed annuallyTeams: $4/user/mo billed annually; Enterprise $6/user/mo
Published security designAES-256-GCM plus a device-generated 128-bit Secret Key; zero-knowledge; independent audits (incl. SOC 2 Type II) publishedXChaCha20-Poly1305 with Argon2id key derivation; zero-knowledge; Cure53 audit and SOC 2 / ISO 27001 publishedAES-256 with Argon2d key derivation; zero-knowledge; SOC 2 Type II / ISO 27001 publishedAES-256 with PBKDF2 (600k iterations) or Argon2id; zero-knowledge; audits published, code open for inspection
Open source / self-hostingClosed source · no self-hostingClosed source · no self-hostingClosed source · no self-hostingOpen source (clients and server) · self-hosting available
Trade-off to knowNo free tier at all, and it is the most expensive family plan at standard rates for 5 peopleThe cheap first year renews at the standard rate; the free plan's one-device limit bites immediatelyMost expensive individual plan here, and there is no free plan to fall back onInterface and sharing model take more learning; free sharing covers only two people

Prices are USD, before tax, as published by the vendors in November 2026. "Standard rate" for NordPass means the undiscounted list price shown on its pricing page; NordPass does not label a separate renewal price, so treat the standard rate as the renewal planning figure and confirm at checkout. 1Password's first-year prices apply to new customers subscribing directly on its website, not through app stores. Plans change — always confirm the current price, seat caps and renewal terms on the vendor's site before you buy.

The math most comparisons skip

Headline prices are first-year, per-plan numbers. Households keep a password manager for years and fill family seats unevenly, so we ran the published prices three ways. All of it is arithmetic on the prices in the table above — no estimated or leaked figures.

1 · A family of five, over three years

Assumptions: annual billing, five family members, year one at the introductory price where one is published, years two and three at the standard rate. Dashlane publishes no separate introductory/renewal split, and Bitwarden publishes no separate renewal price, so their current annual prices are carried forward — if either vendor raises prices, their totals rise too.

Family plan (seats)Year 1Year 2Year 33-year totalPer person / year (5 people)
Bitwarden Families (6)$47.88$47.88$47.88$143.64$9.58
NordPass Family (6)$44.28$71.88$71.88$188.04$12.54
1Password Families (5)$53.88$71.88$71.88$197.64$13.18
Dashlane Friends & Family (10)$89.88$89.88$89.88$269.64$17.98

Two lessons fall out of this. First, the order flips over time: NordPass is the cheapest first year of the four, but at standard renewal rates its three-year total passes Bitwarden's — the "cheap" plan depends on which year you look at. Second, Dashlane only looks expensive because five people are paying for a ten-seat plan. Fill all ten seats and its per-person cost drops to $8.99 a year, second only to Bitwarden. Family-plan value is a headcount question before it is a price question.

2 · Where the free plans actually stop working

Bitwarden Free rarely limits an individual: passwords and devices are unlimited. Its limits surface in specific moments — you want to share with a third family member (free sharing covers one other person), keep two-factor codes inside the same app (the built-in authenticator is a Premium feature), or give a family member emergency access if you are locked out (also Premium). NordPass Free stores unlimited passwords but keeps you signed in on one device at a time: pick up your phone and your laptop session ends. For the normal phone-plus-computer routine, that limit is not a footnote — it makes Premium the practical starting point. 1Password and Dashlane have no free tier at all, so the decision arrives at the end of a short trial: pay, or export everything and move.

3 · Small teams: the per-seat price has steps in it

Team pricing looks per-person, but packs, minimums and flat tiers make the real bill step-shaped. On annual billing at published rates, a five-person team pays about $239–$240 a year on NordPass Business (5 × $3.99/mo) or Bitwarden Teams (5 × $4/mo), $299.40 on 1Password's flat Teams Starter Pack, and $480 on Dashlane Omnix Password Management (5 × $8/mo). At ten people the picture reshuffles: NordPass's fixed 10-user Teams pack is $238.80 a year — the same as at five people — 1Password's flat pack is still $299.40, Bitwarden Teams is $480, and Dashlane is $960. And watch the eleventh seat: 1Password's Starter Pack is built around 10 included members (extra seats are offered up to 20), after which the Business plan at $8.99/user/mo is the comparison to make. If your team needs single sign-on, re-run the numbers on the tier that includes it (for example Bitwarden Enterprise at $6/user/mo, NordPass Enterprise at $5.99/user/mo, 1Password Business at $8.99/user/mo) rather than the entry tier.

The four managers in detail

1Password — for households of five who share a lot

1Password is the sharing-first option: every member gets a private vault, shared vaults are unlimited, and a family organizer can help recover an account when someone locks themselves out. Individual is $3.99/mo billed annually ($4.99 monthly), with a $2.99/mo first-year price for new customers buying directly. Families is $5.99/mo billed annually ($71.88/year) for up to five members, $4.49/mo in year one — and it is the only family plan here that keeps going past its cap, at $1 per extra member per month. There is no free plan, only a 14-day trial. On the published security side, vaults use AES-256-GCM encryption combined with a 128-bit Secret Key generated on your device, under a zero-knowledge design; the code is closed source, and the company publishes independent audit results including SOC 2 Type II. Its Watchtower feature flags weak, reused and exposed passwords.

STRENGTHS (per published specs)

  • Family sharing model is the most flexible here: unlimited shared vaults, organizer recovery, add-on members past the cap
  • The Secret Key design is a published, distinctive extra factor in how vault keys are derived
  • Teams Starter Pack's flat price for up to 10 people makes small-team budgeting simple

TRADE-OFFS

  • No free plan — the trial ends in a pay-or-leave decision
  • At standard rates it is the priciest family plan here for a household of five over three years ($197.64)
  • Prices rose in 2026; older reviews quoting $2.99 / $4.99 as the regular rates are out of date
See 1Password plans

NordPass — for the lowest first-year bill, with a renewal to plan for

NordPass, from Nord Security (the NordVPN company), competes on entry price. Premium is $1.99/mo for the first year on the 1-year plan ($23.88), and Family covers up to six people at $3.69/mo in year one ($44.28). The catch is in the fine print of every NordPass comparison: those are introductory prices. The standard rates — $2.99/mo for Premium, $5.99/mo ($71.88/year) for Family — are the figures to budget with, and over three years a family of five pays $188.04, not the ~$133 a first-year price suggests. Paid plans add a Data Breach Scanner, Password Health reports, email masking, secure sharing and emergency access. The free plan stores unlimited passwords but allows only one active device session at a time, which most multi-device users will feel on day one. Published security design: XChaCha20-Poly1305 encryption with Argon2id key derivation and a zero-knowledge architecture; closed source, with a Cure53 audit and SOC 2 / ISO 27001 certifications published.

STRENGTHS (per published specs)

  • Lowest first-year prices of the four, for both individuals and families
  • Six family seats — one more than 1Password — each with its own vault
  • Breach scanning, password health and email masking included on paid tiers

TRADE-OFFS

  • Renewal jump is the story: Family roughly goes from $44.28 to $71.88 a year; the pricing page does not spell out a separate renewal price, so confirm at checkout
  • Free plan's one-active-device limit makes it a trial in practice for most people
  • Business Teams plan is sold only as a 10-user pack, which distorts small-team math
See NordPass plans

Dashlane — for large households, priced for ten seats whether you fill them or not

Dashlane is the premium-priced, extras-bundled option. Premium is $4.99/mo billed annually ($59.88/year) for one person, including unlimited devices, dark web monitoring, phishing alerts and a bundled VPN provided by Hotspot Shield. Friends & Family is $7.49/mo billed annually ($89.88/year) and covers up to ten members, each with a private vault — at ten people that is $8.99 per person per year, competitive with Bitwarden; at three people it is $29.96 per person, the most expensive option here. Note that on the family plan the bundled VPN covers the plan manager only. Dashlane discontinued its free plan in September 2025 — older articles describing a free tier with a password cap are describing a product that no longer exists — so a short trial is the only way in before paying. For teams, the Omnix Password Management plan is listed at $8/user/mo billed annually, at the top of this group. Published security design: AES-256 encryption with Argon2d key derivation, zero-knowledge, closed source, with SOC 2 Type II and ISO 27001 published.

STRENGTHS (per published specs)

  • Ten family seats — double 1Password's cap — so one plan can cover extended family
  • VPN and dark web monitoring bundled instead of sold separately
  • Per-person cost is genuinely low if most of the ten seats are actually used

TRADE-OFFS

  • Highest individual price here, and no free plan since September 2025
  • Small households subsidize empty seats: at five people it is the most expensive three-year option ($269.64)
  • Business pricing is the least transparent of the four — confirm the per-seat figure and minimums before budgeting
See Dashlane plans

Bitwarden — for a real free plan and code you can inspect

Bitwarden is built the other way round from the other three: the free plan is a complete password manager — unlimited passwords, unlimited devices, sync, passkey support and sharing with one other person, with no expiry. Premium ($19.80/year) adds the built-in two-factor authenticator, encrypted file attachments, emergency access and vault health reports. Families ($47.88/year) covers up to six people at $7.98 per person with all seats used, and because Bitwarden publishes no introductory/renewal split, it is also the cheapest three-year family total in our worked example ($143.64 for five people, assuming current prices hold). For teams, Teams is $4/user/mo and Enterprise $6/user/mo billed annually, the latter adding single sign-on and self-hosting. Published security design: AES-256 encryption with PBKDF2 or Argon2id key derivation and a zero-knowledge architecture — and uniquely here, the client and server code is open source and the server can be self-hosted, with independent audit reports published. Note the January 2026 price rise: Premium used to be $10/year, so older comparisons understate it.

STRENGTHS (per published specs)

  • The only genuinely unlimited free plan here — devices and passwords both uncapped
  • Open-source code and self-hosting: verifiable in a way the closed-source three are not
  • Cheapest three-year family cost in our worked example; lowest team per-seat prices alongside NordPass

TRADE-OFFS

  • Free sharing stops at two people, and the organization/collections model takes more learning than a simple shared vault
  • No bundled VPN or native breach-scanner extras of the Dashlane/NordPass kind
  • Premium roughly doubled in price in January 2026 ($10 → $19.80/year) — still cheap, but check which price a review is quoting
See Bitwarden plans

How to choose in four steps

STEP 1

Count the people first

Family value is headcount math. Five or fewer: compare 1Password, NordPass and Bitwarden. Six: NordPass or Bitwarden. Seven to ten under one roof (or one extended family): Dashlane's 10-seat plan is the only one that fits without add-ons — 1Password can stretch past five at $1 per extra member.

STEP 2

Price the renewal, not the promo

Write down the standard rate for every candidate — NordPass Family at $71.88/year, not $44.28 — and multiply out three years the way we did above. The plan that wins year one is not always the plan that wins year three.

STEP 3

Test the free limit against your actual routine

If you live on one device, NordPass Free may genuinely be enough. If you switch between phone and computer all day, it isn't — and Bitwarden Free is the only $0 option with unlimited devices. Sharing with more than one other person ends the free ride at both.

STEP 4

Decide what "trust" means to you, from published facts

All four publish zero-knowledge designs and independent audits. Beyond that, the verifiable differences are structural: Bitwarden's code is open and self-hostable; 1Password adds a device-held Secret Key to its key derivation; NordPass and Dashlane are closed source with published certifications. Pick the model you can check, rather than a claim you can't.

FAQ

What is the cheapest password manager for a family?

It depends on headcount and horizon. On published prices for a family of five over three years, Bitwarden Families totals $143.64, NordPass Family $188.04 (cheap first year, standard rate after), 1Password Families $197.64 and Dashlane Friends & Family $269.64. For a household that actually fills ten seats, Dashlane's per-person cost falls to $8.99/year and the order changes. The full workings are in "The math most comparisons skip" above.

Is a free password manager enough?

For one person, it can be. Bitwarden's free plan covers unlimited passwords on unlimited devices indefinitely. The limits that push people to pay are specific: sharing beyond one other person, a built-in two-factor authenticator, emergency access for family, and — on NordPass Free — being signed in on more than one device at a time. Also consider the password managers built into your phone and browser (such as Apple Passwords or Google's), which cost nothing and may cover a single-ecosystem household; they are not part of this comparison because they are not cross-platform family plans in the same sense.

Why do prices jump after the first year?

Introductory pricing. NordPass advertises a first-term price ($1.99/mo Premium, $3.69/mo Family on the 1-year plan) against a higher standard rate ($2.99 / $5.99), and 1Password offers new direct customers a first-year discount ($2.99 Individual, $4.49 Families) against its regular $3.99 / $5.99. Dashlane and Bitwarden do not publish an introductory/renewal split. Always budget on the standard rate and confirm the renewal figure at checkout.

Which of these is the most secure?

We don't rank that, and you should be wary of comparisons that do based on algorithm names alone. What can be checked from public information: all four publish zero-knowledge architectures and independent audits or certifications; they differ in published encryption design (AES-256 variants at 1Password, Dashlane and Bitwarden; XChaCha20 at NordPass), in whether the code is open source (Bitwarden only), and in extra published mechanisms such as 1Password's Secret Key. Those are the facts to weigh — an algorithm name by itself does not settle which service is safer, and no password manager can promise that a breach is impossible.

Can family plan members be people who don't live with me?

The vendors sell these as household plans, and in practice the members are accounts you invite — the published terms, not this page, are what govern who may be invited, so check the plan terms for the vendor you choose. Two structural points from the published specs: Dashlane's ten seats make it the natural fit for extended family, and on Dashlane's family plan the bundled VPN covers only the plan manager, not every member.

What happens if I stop paying?

That differs by vendor and is worth checking in each vendor's help pages before you commit, because your vault is involved. The structural point this comparison can make: with 1Password and Dashlane there is no free tier to fall back to, while a lapsed Bitwarden account falls back to a still-functional free plan, and NordPass has a free tier with a one-device limit. Wherever you land, every manager here supports exporting your data — do a test export before you need it.

Why are there no ratings, scores or "we tested it" claims here?

Because this guide is compiled from the vendors' published pricing and specifications, not from hands-on testing, and it does not invent experience it doesn't have. Where a judgment appears — for example, that a renewal jump changes which plan is cheapest — it is arithmetic on the published prices, shown in full above so you can verify it yourself.