Otter vs Fireflies vs tl;dv vs Fathom: AI Meeting Notes & Transcription Tools Compared (2026)

All four tools join your Zoom, Teams or Google Meet calls, transcribe them and write the summary for you. They meter completely different things, though — minutes, storage, AI-note counts, or advanced summaries — so the sticker price alone will mislead you. This guide lines up the published limits side by side.

Last updated: November 2026 · Prices in USD, checked against vendor pricing pages in November 2026 · How we compare: this guide is based on publicly available vendor information, not hands-on testing. We do not claim accuracy scores we have not measured, and there are no paid placements.

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Quick picks by use case

Best for live captions & a simple minutes plan

Otter.ai

from $8.33/mo

Pro, per user, billed annually ($16.99 monthly). Free Basic plan available.

  • Real-time transcription in Zoom, Teams and Meet, plus mobile and desktop recording
  • Straightforward deal: you pay for monthly transcription minutes
  • Transcribes in 6 languages, including Japanese
Visit Otter.ai
Best for CRM sync & sales-call analysis

Fireflies.ai

from $10/mo

Pro, per seat, billed annually ($18 monthly). Business is $19/mo billed annually.

  • Unlimited transcription on every plan — storage is what is metered
  • Conversation intelligence and CRM integrations on Business
  • Transcription listed in 100+ languages (see the language note below)
Visit Fireflies.ai
Best for video clips & async sharing

tl;dv

from $18/mo

Pro, per seat, billed annually ($29 monthly). Business is $29/mo billed annually.

  • Built around timestamped clips and sharing moments, not just transcripts
  • Unlimited recordings and transcription, even on the free plan
  • EU-based vendor with an EU data-residency option; 30+ languages
Visit tl;dv
Best for a genuinely unlimited free plan

Fathom

Free / Premium $16/mo

Premium, per user, billed annually ($20 monthly). Team is $15/mo billed annually, 2-user minimum.

  • Free plan: unlimited recordings, transcription and storage
  • Paid tiers mainly unlock unlimited advanced summaries and team features
  • Transcription in 38 languages, including Japanese
Visit Fathom

Side-by-side comparison

Otter.aiFireflies.aitl;dvFathom
Best forIndividuals and small teams who think in "hours of meetings per month"Sales and CS teams that push notes into a CRMTeams that share video clips and highlights asynchronouslyIndividuals who want to start free and stay free for a long time
What is actually meteredTranscription minutes per month, plus a per-meeting length capStored minutes (a lifetime total, not monthly) plus AI creditsFull AI notes: a lifetime count on Free; retention periodAdvanced summaries per month (Free); transcription itself is not metered
Free plan — the real limit300 min/month, max 30 min per meeting, 3 file imports ever, only your 25 most recent conversations keptUnlimited transcription, but 400 min of storage per team in total, 20 AI credits, 2-hour meeting cap, no video recordingUnlimited recordings & transcription, but full AI notes on your first 10 meetings ever — after that, notes cover the first 10 minutes of each call. Recordings deleted after 3 monthsUnlimited recordings, transcription and storage. Advanced summaries capped at 5/month; standard-template summaries after that
Entry paid planPro $8.33/user/mo billed annually ($16.99 monthly): 1,200 min/month, up to 90 min per meetingPro $10/seat/mo billed annually ($18 monthly): unlimited transcription, 8,000 min of storage per seatPro $18/seat/mo billed annually ($29 monthly): unlimited AI notes, recordings kept until you delete themPremium $16/user/mo billed annually ($20 monthly): unlimited advanced summaries and action items
Team planBusiness $19.99/user/mo billed annually ($30 monthly): unlimited meeting transcription, up to 4 hours per meetingBusiness $19/seat/mo billed annually ($29 monthly): unlimited storage, multi-language mode, conversation intelligenceBusiness $29/seat/mo billed annually ($39 monthly): cross-meeting AI analysis, custom vocabulary, coaching featuresTeam $15/user/mo billed annually ($19 monthly, 2-user min.); Business $25 billed annually ($34 monthly) adds CRM field sync and AI scorecards
PlatformsZoom, Microsoft Teams, Google Meet; iOS/Android apps, desktop appZoom, Google Meet, Teams, Webex and more; uploads, Chrome extension, mobile appsZoom, Google Meet, Microsoft Teams; file uploads on paid usageZoom, Google Meet, Microsoft Teams — online meetings; no audio-file import workflow
Transcription languages6: English, Spanish, French, German, Japanese, Chinese (Simplified). One language per meeting, set in advance100+ listed with auto-detection; the vendor's own FAQ treats English as the primary language and the rest as beta30+ for transcription, notes and reports; multi-language meetings are a Business-tier capability38, including Japanese. Summary auto-translation is documented for only 6 languages — Japanese summary output needs confirming
Trade-off to knowThe 30-minute (Basic) and 90-minute (Pro) per-meeting caps cut long workshops even when you have minutes left"Unlimited" means transcription, not storage: the 400-minute free storage is shared by the whole team and does not reset monthlyThe free plan's 10-meeting AI-note limit never resets — it is a lifetime allowance, not a monthly oneOnline calls only, and team features (shared search, folders) start at the Team tier, not on Free or Premium

Prices checked November 2026 — always confirm on the vendor's site before you buy. Prices are USD, before tax, per user/seat. Plans and free-plan limits change frequently in this category; the figures above follow each vendor's pricing page as cross-checked in November 2026.

What 20 (or 40) hours of meetings a month actually costs

The headline prices hide the real comparison, because each vendor meters something different. The table below is simple arithmetic on the published prices and limits above — no estimates, no testing. Scenario A is 20 hours of meetings a month (twenty 1-hour calls). Scenario B is 40 hours.

PlanAt 20 hrs/monthAt 40 hrs/month
Otter.ai Pro — $8.33/moFits exactly: 1,200 minutes = 20 hours, about $0.42 per hour of transcriptionDoes not fit. There is no minute top-up path in the published plans — you step up to Business at $19.99/mo
Fireflies.ai Pro — $10/moTranscription is unlimited (~$0.50/hr), but the 8,000-minute storage total (about 133 hours) fills in roughly 6–7 months at this pace unless you delete recordingsStill unlimited transcription (~$0.25/hr); storage fills in roughly 3–4 months
tl;dv Pro — $18/moUnlimited AI notes, about $0.90 per meeting hour. The free plan cannot cover this scenario: full AI notes stop after 10 meetings, everAbout $0.45 per meeting hour, same plan
Fathom Free — $0 / Premium — $16/moFree covers the recording and transcription at $0, but only 5 of your 20 calls get an advanced summary. Premium ($16, ~$0.80/hr) removes that capSame pattern: free transcription holds, 35 of 40 calls fall back to standard summaries. Premium is ~$0.40/hr

The takeaway: "cheapest" depends on your meeting load. Otter.ai Pro is the lowest-priced full plan at 20 hours a month with meetings under 90 minutes — and stops being an option at 40 hours, where Fathom Premium and Fireflies.ai become the cheaper published routes.

The four tools in detail

Otter.ai — the straightforward minutes plan

Otter.ai is the most established name here, built around live transcription: it joins Zoom, Teams and Google Meet calls (and also records via its mobile and desktop apps), shows captions in real time, and produces a summary with action items afterwards. Its pricing is the easiest to understand of the four — you buy monthly transcription minutes. Basic (free) gives 300 minutes a month, capped at 30 minutes per conversation, 3 file imports for the life of the account, and access to your 25 most recent conversations. Pro ($8.33/user/mo billed annually, $16.99 monthly) raises that to 1,200 minutes a month and 90 minutes per conversation. Business ($19.99 billed annually, $30 monthly) removes the monthly cap on meeting transcription and allows 4-hour conversations. Transcription covers six languages — English, Spanish, French, German, Japanese and Chinese (Simplified) — with the language chosen before the meeting and one language per meeting as the basic model.

STRENGTHS (per published specs)

  • Lowest entry paid price of the four on annual billing, with a pricing model anyone can verify in advance
  • Live captions during the call, not only a transcript afterwards
  • Japanese is one of only six named transcription languages, not a footnote in a 100-language list

TRADE-OFFS

  • Per-meeting caps (30 min on Basic, 90 min on Pro) truncate long workshops and all-hands meetings even if monthly minutes remain
  • Only six transcription languages — teams working in other languages are ruled out before price matters
  • At more than 20 meeting hours a month, the required jump to Business roughly doubles the per-user price
See Otter.ai plans

Fireflies.ai — unlimited transcription, metered storage

Fireflies.ai flips Otter's model: transcription minutes are unlimited on every plan, including the free one. What you pay for is storage, AI features and team analysis. The free plan transcribes without a minute cap but stores only 400 minutes of recordings per team in total, includes 20 AI credits (advanced AI features such as custom skills draw on credits), caps meetings at 2 hours and does not record video. Pro ($10/seat/mo billed annually, $18 monthly) raises storage to 8,000 minutes per seat and adds video recording and downloads. Business ($19 billed annually, $29 monthly) makes storage unlimited and adds multi-language mode, conversation intelligence and team analytics. Fireflies lists transcription in 100+ languages with automatic detection — with the honest caveat, from its own FAQ, that English is the primary language and the others are treated as beta.

STRENGTHS (per published specs)

  • No monthly transcription cap on any plan — heavy call schedules do not trigger a minutes bill
  • Broadest published language list and platform coverage of the four
  • Business tier is aimed squarely at sales teams: CRM sync, conversation intelligence and call analytics in one plan

TRADE-OFFS

  • Storage limits are lifetime totals, not monthly allowances — the free 400 minutes is about seven 1-hour meetings for the whole team, then deletion becomes routine
  • Non-English transcription, including Japanese, sits in "beta" territory per the vendor's FAQ — test it on a real Japanese meeting before switching a team to it
  • AI features run on a separate credit system whose rules have changed before; check the current credit terms at signup
See Fireflies.ai plans

tl;dv — built for clips and async sharing

tl;dv (by a German company, with EU data hosting as part of its pitch) treats the meeting recording as something to be clipped and shared, not just filed: timestamped moments, clips and playlists are its core workflow, alongside transcription and AI notes in 30+ languages across Zoom, Google Meet and Teams. The free plan is generous about capture — unlimited recordings and transcription — and strict about intelligence and retention: full AI notes are included for your first 10 meetings ever, after which automatic notes cover only the first 10 minutes of each call, and recordings are deleted after 3 months. Pro ($18/seat/mo billed annually, $29 monthly) makes AI notes unlimited and keeps recordings until you delete them. Business ($29 billed annually, $39 monthly) adds cross-meeting AI analysis, custom vocabulary, playbooks and coaching features. Recordings are capped at 3 hours per meeting on every plan.

STRENGTHS (per published specs)

  • Clip- and highlight-first design suits teams that review moments instead of reading full transcripts
  • Unlimited capture on the free plan is a low-risk way to test transcription quality in your language
  • EU-based vendor with a stated EU data-residency option, which some compliance reviews require

TRADE-OFFS

  • The free plan's AI-note allowance is a lifetime count — after 10 meetings it is effectively a recorder, not a note-taker, until you upgrade
  • Free recordings disappear after 3 months, so it cannot serve as a meeting archive on $0
  • Older third-party pages quote much higher Business prices; rely only on the current vendor pricing page when budgeting
See tl;dv plans

Fathom — the free plan is the product

Fathom's pitch is that the free plan should not be a trial. For individuals it offers unlimited recordings, unlimited transcription and unlimited storage at $0 across Zoom, Google Meet and Teams, with instant summaries, clips and search. The one published catch is summary depth: free includes 5 advanced summaries a month, after which calls get a standard-template summary. Premium ($16/user/mo billed annually, $20 monthly) makes advanced summaries, AI action items and follow-up email drafts unlimited for one person. Team ($15/user/mo billed annually, $19 monthly; 2-user minimum) — priced slightly below Premium per user, as published — adds the shared workspace: global search across team calls, folders, comments and keyword tracking. Business ($25 billed annually, $34 monthly; 2-user minimum) adds CRM field sync, Deal View and AI coaching scorecards. Transcription covers 38 languages including Japanese; Fathom documents automatic summary translation for only six languages, so confirm Japanese summary output if that matters to you. It is built for online meetings and does not offer an audio-file import workflow.

STRENGTHS (per published specs)

  • The only free plan here with no published cap on recordings, transcription minutes or storage
  • The upgrade question is narrow and honest: you pay for summary depth and team features, not for basic capture
  • Team per-user pricing (annual) is published lower than the individual Premium tier — unusual, and worth using if you have 2+ users

TRADE-OFFS

  • Advanced summaries are capped at 5/month on Free — heavy meeting schedules will feel that within the first week
  • Online meetings only: in-person conversations and uploaded audio files are outside its workflow
  • Summary-language coverage is narrower than transcription coverage — a Japanese transcript does not guarantee a Japanese summary
See Fathom plans

How to choose — including if you are switching

STEP 1

Count your meeting hours first

Under ~20 hours a month with meetings under 90 minutes, Otter.ai Pro's minutes model is the cheapest full plan. Above that, per-minute pricing stops working and the unlimited-transcription tools (Fireflies.ai, Fathom) take over. Your calendar from last month is the only data you need.

STEP 2

Ask what "unlimited" modifies

Fireflies: unlimited transcription, limited storage. tl;dv: unlimited recording, limited AI notes (lifetime) and 3-month retention on Free. Fathom: unlimited capture, limited advanced summaries. The limit never disappears — it moves. Find where it moved before you switch.

STEP 3

Test your real language mix, free

All four claim Japanese transcription, with very different footnotes: 6 named languages (Otter), beta status outside English (Fireflies), 30+ languages (tl;dv), 38 languages but narrower summary languages (Fathom). Run one real Japanese — or mixed Japanese/English — meeting through two free plans and compare the transcript and the summary language before paying anyone.

STEP 4

Know what switching costs you

Leaving a tool can mean leaving your archive: free plans delete (tl;dv after 3 months) or stop surfacing older calls (Otter keeps the 25 most recent on Basic), and Fireflies storage you have filled stays filled. Export the meetings you need before you cancel, and check whether custom vocabulary and CRM mappings have to be rebuilt.

FAQ

Otter vs Fireflies: which is cheaper?

It depends on meeting volume, because they meter different things. On published annual pricing, Otter.ai Pro is $8.33/user/month and includes 1,200 transcription minutes; Fireflies.ai Pro is $10/seat/month with unlimited transcription and 8,000 minutes of storage. At 20 meeting hours a month, Otter Pro is cheaper and exactly sufficient. At 40 hours, Otter requires Business ($19.99), while Fireflies Pro's price does not change. Prices checked November 2026 — always confirm on the vendor's site.

Which free plan is actually usable long-term?

On published limits, Fathom's free plan is the only one with no cap on recordings, transcription or storage — its limit is 5 advanced summaries a month. The others ration something structural: Otter rations minutes (300/month, 30 minutes per meeting), Fireflies rations storage (400 minutes per team, total), and tl;dv rations full AI notes (first 10 meetings, ever) and deletes free recordings after 3 months.

I mainly have Japanese meetings. Which should I pick?

All four list Japanese transcription, but the fine print differs. Otter names Japanese among its six languages and asks you to set the language per meeting. Fireflies covers Japanese within its 100+ languages while treating non-English as beta in its FAQ. tl;dv lists 30+ languages for transcripts and notes. Fathom lists 38 transcription languages but documents summary translation for only six languages, so Japanese summary output needs confirming. Because this guide is based on published information, not hands-on testing, the practical step is to run the same Japanese meeting through two free plans and compare.

Can't I just use the transcription built into Zoom or Teams?

Sometimes, yes. If you only need a rough record of calls on one platform, the built-in transcription and summary features of your meeting platform may be enough and cost nothing extra. These dedicated tools earn their price when you need one searchable archive across Zoom, Teams and Meet, automated summaries and action items in a consistent format, CRM sync, or clip sharing — none of which a single platform's built-in feature covers across all three.

What should I check before switching from my current tool?

Four things, all visible in the published specs: (1) whether your past recordings can be exported before the old plan's retention deletes them; (2) whether the new tool's limit — minutes, storage, note counts or summary counts — matches your actual monthly meeting load; (3) whether features you rely on, like custom vocabulary or CRM field sync, sit in a higher tier at the new vendor; (4) how recording consent is announced to participants, since every tool here records via a visible bot or app and your organisation's policy applies.

Why are there no accuracy scores or "we tested it" verdicts here?

Because this guide is compiled from the vendors' published specifications and pricing, not from hands-on testing. Transcription accuracy depends on audio quality, speakers and vocabulary, and no vendor here publishes a reproducible public benchmark — so any percentage would be marketing, not measurement. Judgments on this page are arithmetic on published prices and limits, shown next to the numbers so you can check them.